Loan Program

Asset-based Lending Guide

IPNIX Capital Partners (headquartered in Atlanta, GA) is a privately funded commercial lender that holds all loans in portfolio. Since we have no loan committee, we can close challenging loans quickly; loans that most lenders would turn down. Below is a summary of our ABL program:

IPNIX Capital Partners – ABL Program


  • › Sole Proprietors, Corporations, Trusts, Estates LLC's, Partnerships, etc.
  • › Credit Impaired; Foreclosures & Bankruptcy OK
  • › No income verification


  • › Commercial properties including: Mixed-use, Office, Retail, Light Industrial, Warehouse, Mini-warehouse, or Owner Occupied Commercial properties
  • › Primary residence, second homes, vacation homes, or rental properties
  • › Aircraft
  • › Ships and Boats
  • › Other Asset Classes (determined on a case-by-case basis)

Lending Parameters

  • › Loans made for any reason – up to max 50% LTV
  • › Collateral may include real estate (if 1st lien position can be perfected)

Portfolio Lender

  • › Creative approaches to asset-based lending needs
  • › In-house common sense underwriting
  • › Quick turn-around without the headaches of traditional lenders

Loan Specifics

  • › Loan Amounts: $50,000 up to $1,000,000
  • › Loan-to-value Max 50%
  • › Interest Rates: Flexible rates depending on LTV% and collateral
  • › Loan Term: Flexible amortization terms (Up to 30 years) and interest only
  • › Lien Position: First only
  • › Prepayments: No prepayment penalty

To start your loan process now, please visit our loan application page